A simple system to never miss a bill or EMI date
हिंदी सार: बिल और EMI की तारीख़ें एक जगह लिखिए, हर एक के लिए दो रिमाइंडर लगाइए (कुछ दिन पहले और उसी दिन सुबह), भुगतान के बाद "done" कीजिए और रसीद रखिए, और महीने में एक बार 10 मिनट देखिए।
Most missed payments are not about money. They are about memory. Here is a system that takes about 15 minutes to set up.
1. List every due date once
Write down everything that repeats: electricity, phone and internet, EMIs, insurance, school fees, rent, credit card, subscriptions. Include the date and, if you know it, the usual amount.
2. Set two reminders for each
- A few days before, so you can arrange the money.
- On the morning of the due date, so you can pay or check.
3. Be clear in the title
"Bijli bill, about ₹1,800" is better than "bill". When the reminder rings, you know what to do without opening anything.
4. Mark it done and keep proof
When you pay, mark the reminder done and keep the receipt or a screenshot. If you use autopay for a fixed amount, still keep a reminder to check that the payment went through.
5. Review once a month
Spend 10 minutes after salary day. Add new bills, remove old ones, and look at what is coming in the next two weeks.
How AlertMitra will help
AlertMitra is still being built. The idea is that you type a reminder the way you say it, and it understands the date and repeat:
| You type | AlertMitra understands |
|---|---|
| kal shaam 5 baje bijli bill | Bijli bill, tomorrow, 5:00 PM |
| har mahine ki 5 tareekh EMI | EMI, every month on the 5th |
| mahine ke last din rent | Rent, last day of every month |
It will always show you what it understood before saving. If you would like to hear when it is ready, email hello@alertmitra.com.